Risk questionnaire - Retirement

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1. How long before you expect to start taking retirement income? Select a number of years from 3 to 30. This time period is very important in the risk assessment process.


2. Do you have an emergency fund to provide for unexpected expenses, to avoid needing to draw on medium- to long-term savings to meet immediate needs? (You should allow the equivalent of at least three months net income for emergencies.)


3. What is your expectation of your future earnings up to retirement?


4. What percentage of your total assets (excluding your home) are you proposing to invest now?


5. Which statement most closely reflects your current financial situation?


6. Which statement best describes your objectives for this investment?


7. At the beginning of the year you have £0 invested. The chart and the table below show the performance of 4 possible investments. Each bar gives a range of possible values at the end of the same year. Which investment would you prefer?

This chart is for illustrative purposes only and does not reflect the performance of a specific fund or index



8. What level of fall in the value of this portfolio over a one-year period would concern you, bearing in mind that investment in shares requires a long-term view?


9. Suppose one year ago you invested £0 in a portfolio. Today you’ve checked its value and find it is now worth £